Listening therapy is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Listening therapy is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Listening Therapy Listening therapy is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Listening therapy is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA). Learn More Previous Next

The HRC Total Solutions COBRA administration technology platform is used by administrators supporting tens of thousands employers and hundreds of thousands of COBRA participants. What is Cobra Administration? Congress passed the landmark Consolidated Omnibus Budget Reconciliation Act (COBRA) health benefit provisions in 1986. The law amends the Employee Retirement Income Security Act, the internal Revenue Code and the Public Health Service Act to provide continuation of group health coverage and other benefits that otherwise might have been lost. What does COBRA do? COBRA provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage and certain other benefits at group rates. This coverage, however, is only available when coverage is lost due to certain specific events. Outline of Services Initial Consultation: Whether your employer has COBRA participants or not, HRC will take the time necessary to develop the best procedure to handle the transition of current COBRA participants and notification of new COBRA eligible employees. We will integrate with your existing process and implement our procedures, which you customize, to keep your companies in compliance. Current COBRA Participants: After all the procedures are outlined, HRC will send all current COBRA participants a letter detailing who we are and where they are to send their payments. Along with this letter will be a new coupon booklet or invoice for remittance of premiums. New Hire Letter update: Regulation requires that newly hired employees need to receive notification that they are cobra/HIPAA eligible in the event that they are terminated or have a qualifying event. If your companies currently use a letter for new hires, we will review it to make sure it is in compliance. If a company prefers, HRC will design and provide a new hire letter for COBRA/HIPAA eligibility notification. COBRA Technology Platform The HRC COBRA administration technology platform is used by administrators supporting tens of thousands of employers and hundreds of thousands of COBRA participants. This system has a robust web-based interface that allows a host of useful features including: COBRA participant online account access available 24/7 COBRA participant online credit card / debit card payment of COBRA premiums COBRA participant ability to elect to pay premiums by scheduled ACH Employer direct entry of qualifying events and new hires eliminating the need to complete paper forms to notify us of qualifying events and new hires. Robust accounting feature to track employer and ARRA subsidies Posted and adjusted Remittance Reports to ensure and fully communicate to you accurate management of premiums Employer online account access and reporting available 24/7 Real-time access to extensive library of reports available 24/7 Our COBRA Administration system will also provide a robust platform for HRC to effectively administer COBRA in the now ever changing legislative landscape demonstrated by the American Recovery and Reinvestment Act of 2009 (ARRA) as continually amended. Employee Communications New Hire Letter: HRC will provide a new hire letter for each employer. You have a choice of either HRC mailing this letter for all new hires or you can provide it to them with the rest of their new hire literature/benefit information. Terminated Employee COBRA Notification Letter: Upon notification of termed employee, HRC will send out a COBRA notification letter along with a HIPAA letter indicating the employee’s options. Acknowledgment Letter / Coupon Remittance Labels: If an employee elects COBRA, then HRC will send an acknowledgment letter indicating the acceptance along with coupon remittance labels for the employee to use for submitting their premiums each month. Termination Letter: If an employee fails to make their premium payments, then HRC will send the COBRA participant a letter indicating the termination of their benefit plan. This letter will also be sent at the end of the COBRA eligibility period.

Oral glucose gel is an eligible over-the-counter (OTC) item with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA). Oral glucose gel reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Oral Glucose Gel Oral glucose gel is an eligible over-the-counter (OTC) item with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA). Oral glucose gel reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). Learn More Previous Next

In vitro fertilization expenses for an account holder or qualified dependent are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). In vitro fertilization reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back In Vitro Fertilization (IVF) In vitro fertilization expenses for an account holder or qualified dependent are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). In vitro fertilization reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). Learn More Previous Next

Excess usual and customary charges are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA) if the underlying expenses qualify for reimbursement. Excess usual and customary charges are not eligible with a dependent care flexible spending account (DCFSA), and are sometimes eligible with a limited-purpose flexible spending account (LPFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Usual and customary charges, excess Excess usual and customary charges are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA) if the underlying expenses qualify for reimbursement. Excess usual and customary charges are not eligible with a dependent care flexible spending account (DCFSA), and are sometimes eligible with a limited-purpose flexible spending account (LPFSA). Learn More Previous Next

To assist a physically, visually, hearing or mentally impaired person, the cost of a human guide is a qualified medical expense with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Human guide reimbursement may be eligible with a limited-purpose flexible spending account (LPFSA) if related to vision only. The cost of a human guide is not eligible with a dependent care flexible spending account (DCFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Human Guide To assist a physically, visually, hearing or mentally impaired person, the cost of a human guide is a qualified medical expense with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Human guide reimbursement may be eligible with a limited-purpose flexible spending account (LPFSA) if related to vision only. The cost of a human guide is not eligible with a dependent care flexible spending account (DCFSA). Learn More Previous Next

Arthritis medicines are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Arthritis medicines are not eligible for reimbursement with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Arthritis Medicines Arthritis medicines are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Arthritis medicines are not eligible for reimbursement with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). Learn More Previous Next

Glucose gel is eligible with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA). Glucose gel reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Glucose Gel Glucose gel is eligible with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA). Glucose gel reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). Learn More Previous Next

Camps (summer or holiday day camps) and their related expenses for children under the age of 13 or dependents incapable of self-care may be covered under a dependent care flexible spending account (DCFSA), provided that the camp enables the parents or parents to be gainfully employed, seek gainful employment or attend school full-time. Camps (summer or holiday day camps) reimbursement is not eligible with a flexible spending account (FSA), limited-purpose flexible spending account (LPFSA), health savings account (HSA) or a health reimbursement arrangement (HRA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Camps (summer or holiday day camps) Camps (summer or holiday day camps) and their related expenses for children under the age of 13 or dependents incapable of self-care may be covered under a dependent care flexible spending account (DCFSA), provided that the camp enables the parents or parents to be gainfully employed, seek gainful employment or attend school full-time. Camps (summer or holiday day camps) reimbursement is not eligible with a flexible spending account (FSA), limited-purpose flexible spending account (LPFSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Learn More Previous Next

Transportation to AA Meetings (Alcoholics Anonymous) is an eligible expense with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Transportation to AA Meetings are not eligible for reimbursement with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back AA Meeting Transportation Transportation to AA Meetings (Alcoholics Anonymous) is an eligible expense with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Transportation to AA Meetings are not eligible for reimbursement with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA). Learn More Previous Next

Student health fees are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Student Health Fees Student health fees are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). Learn More Previous Next

St. John's Wort is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back St John's Wort St. John's Wort is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA). Learn More Previous Next