Search Results

Medical care for a newborn covered under the account is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Newborn care reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Newborn Care Medical care for a newborn covered under the account is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Newborn care reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). Learn More Previous Next

Headache medications are eligible over-the-counter (OTC) products with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Headache medications reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Headache Medications Headache medications are eligible over-the-counter (OTC) products with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Headache medications reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). Learn More Previous Next

Late payment provider fees are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Late Payment Provider Fees Late payment provider fees are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). Learn More Previous Next

A physician retainer fee is not paid directly for treatment prevention or diagnosis of a medical condition and therefore not eligible. However, medical treatments actually performed by the physician are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) a health reimbursement arrangement (HRA), or a limited purpose flexible spending account (LPFSA- if the treatment is related to vision or dental). Physician retainer fees are not eligible with a dependent care flexible spending account (DCFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Physician Retainer Fee A physician retainer fee is not paid directly for treatment prevention or diagnosis of a medical condition and therefore not eligible. However, medical treatments actually performed by the physician are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) a health reimbursement arrangement (HRA), or a limited purpose flexible spending account (LPFSA- if the treatment is related to vision or dental). Physician retainer fees are not eligible with a dependent care flexible spending account (DCFSA). Learn More Previous Next

Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Humidifier Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA). Learn More Previous Next

Drug addiction treatment and counseling reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Drug addiction treatment and counseling reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Drug Addiction Treatment & Counseling Drug addiction treatment and counseling reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Drug addiction treatment and counseling reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). Learn More Previous Next

A therapy eye mask is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), limited-purpose flexible spending account (LPFSA), or a health reimbursement arrangement (HRA). A therapy eye mask is not eligible with a dependent care flexible spending account (DCFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Therapy Eye Mask A therapy eye mask is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), limited-purpose flexible spending account (LPFSA), or a health reimbursement arrangement (HRA). A therapy eye mask is not eligible with a dependent care flexible spending account (DCFSA). Learn More Previous Next

QSEHRAs can provide reimbursement for medical expenses incurred by employees during the QSEHRA coverage period. Qualified Small Employer HRA (QSEHRA) QSEHRAs can provide reimbursement for medical expenses incurred by employees during the QSEHRA coverage period. This includes reimbursement for individual major medical health insurance premiums and other expenses under Code §213(d). Furthermore, a QSEHRA can cover premium payments for a spouse or other eligible family member, including post-tax paid through another employer's plan. Which employers are eligible for QSEHRAs? Available to businesses with fewer than 50 full-time employees that does not offer a traditional group health plan. An employer that provides a group health plan to current employees in an excludable category is not an eligible employer. Which categories of employees are not eligible? Excludable Categories: • Employees who have not completed 90 days of service • Employees who have not attained age 25 before the beginning of the plan year • Part-time employees • Seasonal employees • Non-participating employees covered by a collective bargaining agreement (if health benefits were the subject of good faith bargaining) • Non-resident aliens who do not receive earned income from the employer from sources within the United States. An employee must be offered the QSEHRA no later than the day after the date on which the employee ceases to fall within any of the excludable categories. "Discover the Tax Savings You Can Get with a QSEHRA" QSEHRA reimbursements are exempt from payroll and income tax. However, only employees who have minimum essential coverage (MEC) eligible for tax-free reimbursements. Employees without MEC must declare all QSEHRA reimbursements as taxable income when filing their taxes. Businesses cannot offer group health, dental, or vision insurance in addition to a QSEHRA. QSEHRAs are not HSA compatible. Employees that cease to be eligible would forfeit the remaining balance. COBRA does not apply. Employees cannot opt out of the QSEHRA. Employees with premium tax credits can participate in the QSEHRA, but their premium tax credit will be reduced by the amount of their QSEHRA allowance. Do QSEHRAs have notice requirements? To comply with regulations, employers are required to provide written notice to eligible employees at least 90 days prior to the of each plan year. If an employee becomes eligible for the QSEHRA after the plan year has begun, such as those hired midyear, the notice must be sent on or before the first day of eligibility. The notice can be sent in writing or electronically, following the IRS guidelines for electronic media usage.

All of our plans and services include an online portal for employers, participants, and brokers to manage their claims, make payments, update demographics, and more. Employers HRC is the choice for world class technology and exceptional customer service delivered at a competitive price! We are committed to providing you, your company, and your participants with industry leading systems and services. HRC provides an Account Management team to oversee the implementation and administration of all your accounts on a daily basis. Employer Links EMPLOYER EDUCATION Participant Portal Quick Start Guide Employer Portal Quick Start Guide EDI File Feed Setup IMPORTANT FORMS FSA Enrollment Form HSA Enrollment Form Universal Claim Form EMPLOYEE EDUCATION FSA Education Sheet FSA Calculator HRA Education Sheet FSA Worksheet DCA Worksheet List of Eligible Expenses Commuter Education Sheet HSA Participant Portal Quick Start Guide HSA Tax Savings Calculator HSA Investment List What can HRC do for you? HRC has been helping clients get the most out of all their benefit plans since 2001. Leading our industry with customized plan and administration offerings. Learn More Why choose HRC? Here are just a few things for you to consider when selecting your benefit administrator. Learn More What can HRC do for your employees? Outstanding mobile apps available for your Android or iOS phone or tablet. Exceptional customer service staff available Monday - Friday 8:30 - 5:00 EST On site Spanish speaking customer service and client relations team members. Language line services available supporting any language requirement. Online account access to your plans, important forms, links and other resources. One Card that gives you access to all your accounts. Your expenses will be allocated to the correct account. Spouse/Dependent Card available upon request at no cost. 85-95% of all debit card transactions do not require receipts.

Medicines prescribed by a medical professional are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Prescription medicines are not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Medicines, Prescription Medicines prescribed by a medical professional are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA). Prescription medicines are not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA). Learn More Previous Next

We are your total solution provider of HR, payroll, benefit administration, flex spending, health reimbursement, health savings, parking, transit, & COBRA. About Us Our Concept HRC Total Solutions, LLC was founded in 2001 with the sole purpose of becoming a company’s “Single Source Solution” for Third Party Administration of your Pre-tax Reimbursement Plans and Benefit Consulting/Design. Our success as a regional player has driven HRC nationally as a recognized leader in the services we provide. Our goal is to simplify administration through technology while offering the most cost-effective solution without compromising customer service. The outsourcing of certain key functions of a company’s benefits administration, HR, payroll, or employee management has been a growing trend that employers are gravitating to. It enables a company to focus on its core business while achieving these benefits: Maintain or reduce expenses Stay current with compliance requirements Streamline and become more effective in managing overhead expenses Allow companies to focus on their core business elements Our Commitment HRC is a very unique Third Party Administrator(TPA) offering a full-service approach with a single point of contact. Through our service platform, we go beyond traditional TPA services into a comprehensive range of pre-tax benefit solutions. We will provide you with relevant documents, guidance and education, through the use of advanced technology offering cutting edge functionality, excellence in customer service, and a cost-conservative approach. HRC is comprised of multiple layers of services, that when combined, the depth of our capabilities provides a “single source solution” to manage all of a company’s pre-tax benefits administration needs making HRC your partner of choice!

Diuretics may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Diuretics reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). HRA HSA FSA Limited Purpose FSA Dependent Care FSA HRA HSA FSA Limited Purpose FSA Dependent Care FSA Eligible Eligible with Rx Eligible with LMN Eligible Eligible with Rx Eligible with LMN < Back Diuretics Diuretics may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Diuretics reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). Learn More Previous Next