COBRA Services: Changes to HIPAA Certificates in 2015

New final regulations published by the U.S. Department of Health and Human Services (HHS) on May 16, 2014 confirm the end of the requirement to issue certificates of creditable coverage. Certificates of creditable coverage are no longer required after December 31, 2014.

HRC Total Solutions will remove the HIPAA Certificate options from our COBRA service offering starting December 30, 2014.

HRCTS currently offers clients the option to include HIPAA Certificates with the following notices:

  • QB Specific Rights notice
  • QB Termination notice
  • NPM Special Enrollment Rights notice 

Below is the updated regulatory language.
Evidence of creditable coverage.

  1. The rules for providing certificates of creditable coverage and demonstrating creditable coverage have been superseded by the prohibition on preexisting condition exclusions. See §2590.715-2704 for rules prohibiting the imposition of a preexisting condition exclusion.
  2. The provisions of this section apply beginning December 31, 2014.

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